Do your homework before engaging a professional


Do your homework before engaging a professional

Are you considering making a move this year? If so, reading online reviews about an Agent, Loan Officer, etc. can really be helpful in deciding if you’d like to engage their services or not.  The right “fit” is VERY important.

I recently became a Premier Agent on, and several past clients graciously took time to post reviews of my services on the site. They provided insight about their home search and purchase experience. I’m thankful for their sincere, kind comments – they’ll definitely help others to decide if working with me would be a good fit.

What are some creative ways that YOU determine if a professional is right for you?


What’s driving the rising demand for rental housing?


What's driving the rising demand for rental housing?

According to recent information published by the Bipartisan Policy Center, the rental housing market is expected to remain strong for the next two decades. This is good news for real estate investors and homeowners alike. The four key groups driving the rising demand are outlined in the graphic above. They are Baby Boomers, Echo Boomers, Former Homeowners, and Recent Immigrants. For details about their study, click here.

If you’ve been considering jumping into the real estate investing world (or converting an existing home of yours into a rental), let me know. There are some amazing books and resources out there to give you a jump start. Contact me any time – I like to help!

How long will these very attractive mortgage interest rates last?


How long will these very attractive mortgage interest rates last?

Well, I started this blog almost exactly one year ago when the average FHA 30-year mortgage rate was about 4.05% (1st quarter of 2012). Over the course of 2012, the rate continued to drop all year to arrive at 3.56% by end of November.

This insightful graph covers a 20-year period from 1992 to 2012 for average FHA 30-year fixed mortagage interest rates. The rate in ’92 was more than DOUBLE today’s mortgage interest rate! As you may know, the interest payment is a significant component of your monthly mortgage loan payment, so a drop of even 1% in the rate can have significant impact to your payment.

This graph was furnished by Bob Paulus of PrimeLending, who has provided excellent service to my clients. He’s knowledgeable, personable, and trustworthy. I highly recommend him and his services.

I hope that you’ll get out there and seize some opportunity today!

ready-to-roll investment home : just add tenant


ready-to-roll investment home : just add tenant

In my quest to find tidy investment homes for my clients (or me), I toured this little gem this afternoon. It’s a very clean and tidy 2 BR, 1 BA, 1 car garage home which feels spacious, has been tastefully updated, has great curb appeal and a roomy back yard with deck. Address is in N. Fort Worth, and it’s situated in Keller ISD near parks and schools.

So, I hear you asking, “how much does it cost in today’s market to become a landlord and build wealth the right way?”  In this case, just under $70K. Since mortgages on investment properties these days typically require about 25% down, that’s about $17K to become a bona fide investor – and don’t forget that interest rates are still so low! By the way, I think the last pre-owned CAR that I bought was more than $17K, and cars go DOWN in value (and rapidly)!  😉

Well, that’s all for now. I’m super-pumped (as always) about the amazing deals out there now. Contact me with ANY questions – I sure like to help…